aditya birla sun life tax relief 96 review

The full stats are given below. The objective â¦ Regular Direct. Not just recently but since April 2006. Aditya Birla Sun Life Tax Relief 96 was launched on March 29, 1996. Aditya Birla Sun Life Tax Relief 96 Fund. Also, it is one of the best performing ELSS schemes in the category. Aditya Birla Sun Life Tax Relief 96 combines a top-down and bottom-up approach for stock selection. Register now! Sign up for our, Five Interesting Facts about ELSS Mutual Funds, May 2019 Equity Mutual Fund Performance Screener, May 2019 Active Mutual Fund Performance Report, Making the best use of section 80C for tax saving: an example. Go. Tactical Asset Allocation (Market Timing). This (or is NSE equivalent NSE200) is fairly easy to beat. Explained | Sensex hits 50k milestone: Here is what led to the rally, Ideas For Profit | Hamara Bajaj: Strong export demand of two-wheelers, long-term positive outlook, Coronavirus News Highlights: 150 people infected by UK variant of COVID-19 in India so far, Delhi records 197 fresh coronavirus cases; positivity rate dips to 0.26%, With 14,256 fresh cases, India's COVID-19 tally climbs to 1,06,39,684, 56-year-old woman dies after vaccination in Gurugram; not linked to COVID-19 vaccine, says Health Ministry, COVID-19 update | 'Some evidence' UK coronavirus strain more deadly: PM Boris Johnson. Explained | Is it time for India to increase its defence budget for 2021-22? Aditya Birla Sun Life Tax Relief Fund enables long term capital growth for its investors by investing as much as 80% of its assets in equity. This is due to the market cap weighting of the index stocks. It is also one of the rare funds to have a good upside performance consistency too! However do not fall prey to the distributor mis-sell that ELSS mutual fund performance is linked to the lock-in of the fund: The Myth About ELSS Fund Lock-in. Aditya Birla Sun Life Tax Relief 96: Check Aditya Birla Sun Life Tax Relief 96 Review on The Economic Times. About Aditya Birla Sun Life Tax Relief 96 Fund ELSS U S 80C of IT ACT LSP (G) Aditya Birla Sun Life Tax Relief 96 Fund ELSS U S 80C of IT ACT LSP (G) is a tax saving equity fund and has delivered an annualised return of 10.9% over a period of 13 years ..The fund is managed by Aditya Birla Sun Life â¦ So, let’s study Aditya Birla Sun Life Tax Relief 96 mutual fund scheme. Category : ELSS. The scheme was launched on 29-Mar-1996. When the index moves up, it tends to move up higher. Do not start dreaming of a bull run even IF exit polls are right!! Advisorkhoj is a comprehensive source of â¦ Aditya Birla Sun Life Tax Relief â96 and Aditya Birla Sun Life Tax Plan both these schemes are managed by Aditya Birla Sun Life Mutual Fund.They belong to ELSS category. Please correct me if I am wrong. 50,000 in NPS for additional tax saving benefit in 2019! Do not expect returns from mutual fund SIPs! Corporate Buzz | India's Test Series win will change the ad world; IT fetes Biden Immigration bill and Q3 results; Why more luxury cars are heading to India. Aditya Birla Sun Life Tax Relief 96.

2.08%, IDFC Bank Ltd. Starting late? You can now reduce fear, doubt and uncertainty while investing for your financial goals! Here is how you can get your finances on track! The Aditya Birla Sun Life Tax Relief 96 Direct Growth is rated Moderately High risk. Investment objective. The fund has a benchmark of BSE 200. Make money from your skills and build life long income! The 3-year lock-in helps in taking medium to long term view on stocks of emerging quality companies and enables fund manager to invest in quality companies quite early. Aditya Birla Sun Life Tax Relief 96: Check Aditya Birla Sun Life Tax Relief 96 Review on The Economic Times. Can I buy MF in my child’s name, sell when she becomes major and save tax? (Google Play Store), Install Freefincal Retirement Planner App! in the year 2010 and 2011 because of higher allocation to non performing sectors which has changed their after and now it’s in top quartile of ELSS category. Our Google My Business Rating is 4.9 stars! Aditya Birla Sun Life Tax Relief 96 - Goodreturns provides you latest and NAV history details along with NAV growth over various time frame for Aditya Birla Sun Life Tax Relief 96. We do not accept paid/free guest post requests. Copyright © e-Eighteen.com Ltd. All rights reserved. Aditya Birla Sun Life Tax Relief 96 - Direct Plan 3 Value Research 15889 4-15889 Aditya Birla Sun Life Mutual Fund The scheme seeks long-term capital growth and will invest approximately 80 per cent of â¦ Read more: Making the best use of section 80C for tax saving: an example, If in spite of all this, you still feel the itch to buy ELSS funds, you can consider this. We do not participate in link exchanges or brand campaigns Such emails will be deleted. Aditya Birla Sun Life Tax Relief 96 Fund - Review - YouTube Aditya Birla Sun Life Tax Relief 96 was launched on March 29, 1996. Latest and Historical Mutual Fund NAVs of Aditya Birla Sun Life Tax Relief 96 - Growth Option of Aditya Birla Sun Life Mutual Fund on Advisorkhoj website. It primarily â¦ Aditya Birla Sun Life Tax Relief 96 Fund Review: A smart choice to save tax, Losing sleep over the market crash? The NAV for the Aditya Birla Sun Life Tax Relief 96 â¦ Guide to e-file Income Tax Return: ITR2, ITR3 and ITR5 for AY 2020-2021, How Suhas tracks his MF investments and reviews financial goals, lectures on goal-based portfolio management. Home ⇒ mutual fund reviews ⇒ Aditya Birla Sun Life Tax Relief 96 Fund Review: A smart choice to save tax. Don't! This is a performance of Aditya Birla Sun Life Tax Relief 96 Fund, an ELSS mutual fund that qualifies for tax saving under section 80 C. In Jan 2019, I had featured this as one among the seven consistent ELSS performers. Find out answers to all your questions on withdrawing from the EPF account. However, equity markets can be quite volatile in the short term while it may take a longer time for the investment thesis to play out. It has a track record of more than 20 years and it has tested various investment cycles. Direct vs Regular Plan Mutual Funds: 8 year SIP return difference. Aditya Birla Sun Life Tax Relief 96 3 Value Research 24 4-24 Aditya Birla Sun Life Mutual Fund The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in â¦ The fund gave 24.29% return since its inception in â¦ The investment philosophy of the fund is to invest in quality companies. The investment philosophy is bottom-up strategy, seeking quality stocks with predictable earnings. So the stocks with the top weight in Nifty 50 will also occupy the top spot in Nifty 200. Join our courses in exclusive Facebook Groups! Quality orientation involves selecting companies run by professional managements which have strong promoters, adhere to corporate governance, spend sizeable amount of revenue on research and development, predictability of earnings, and companies which have strong moats. Dr LalPathlabs Stock Analysis: First amongst equals? About Aditya Birla Sun Life Tax Relief 96. While investing fund manager avoids investing in companies stock that have excessive business uncertainty. Aditya Birla Sun Life Tax Relief 96 - Regular Plan - Dividend. Anil Rego, Founder and CEO, Right Horizons said, “This scheme follows an aggressive multi-cap approach and delivered positive return in different time frames. Coronavirus LIVE Updates: India reports 14,849 new COVID-19 cases, Fundamental, Stock Ideas, Multibaggers & Insights, Stock & Index F&O Trading Calls & Market Analysis, Positional and Intraday Trading Calls basis Noiseless Chart, Commodity Trading Calls & Market Analysis, Currency Derivatives Trading Calls & Insights, Options Trading Advice and Market Analysis, Model portfolios, Investment Ideas, Guru Screens and Much More, Proprietary system driven Rule Based Trading calls, Curated markets data, exclusive trading recommendations, Independent equity analysis & actionable investment ideas, Details stock report and investment recommendation. The AUM of the scheme as on October 31, 2018 is Rs 6,480 crore. More About Aditya Birla Sun Life Tax Relief 96 Growth â Direct Plan How to Invest in Aditya Birla S un L ife T ax R elief 96 with Gulaq? This Equity-Linked Savings Scheme (ELSS), laced with tax benefits under Section 80 C, has â¦ To submit a news tip or a topic that you would like us to write about, use: letters [AT] freefincal.com. In case of equity investments, investors should ideally keep a minimum 3-5 year horizon and the lock-in of 3 years ensures that investors do not get â¦ Aditya Birla Sun Life Tax Relief ’96 – Growth – Direct Plan is the only ELSS fund (and plan) to have beat the NiftyLargeMidcap250 Index 70% of the time or more, over 1,2,3,4 and 5 years! So, this fund is suitable for investors who has just started their career and they are at early age of tax planning.” Investors closer to retirement shouldn’t invest in this scheme for tax saving purpose. ⭐ ⭐ ⭐ ⭐ ⭐ Our Google My Business Rating is 4.9 stars! Reproduction of news articles, photos, videos or any other content in whole or in part in any form or medium without express writtern permission of moneycontrol.com is prohibited. In any case, we do know for sure that Aditya Birla Sun Life Tax Plan was merged with Aditya Birla Sun Life Tax Relief 96 in May 2018. Rego said, “This fund has high proportion to midcap and small cap stocks which increases the risk of overall portfolio for investors. An open-ended Equity Linked Savings Scheme (ELSS), Aditya Birla Sun Life Tax Relief 96 fund has a statutory lock-in period of 3 years. The Fund Category of Aditya Birla Sun Life Tax Relief 96 Fund is Equity Linked Savings Scheme, with an AUM of â¹9177 crores as on 31st May 2020. This fund also has acceptable downside protection consistency. This scheme is a well-diversified, multi-cap fund with representation from all major sectors which includes automobiles, consumer discretionary, FMCG, financial services, industrial and capital goods, pharmaceutical and agrochemicals. (Google Play Store), Find out if you have enough to say "goodbye" to your employer (Google Play Store), How have Active Equity Mutual Funds Performed: May 2019 Report. ADITYA BIRLA SUN LIFE TAX RELIEF â96 (An Open ended Equity Linked Saving Scheme with a statutory lock-in of 3 years and tax benefit.) I am continuously foll Check our reviews! Using the May 2019 Equity Mutual Fund Performance Screener, we can compare the Tax relief 96’s performance with Nifty Large Midcap 250. That is when the index falls, it tends to fall less. I have asked fund switch 6 months back still not happened. Started in 1996 as a closed-ended fund, it became open-ended in 1999. Also, in the May 2019 Active Mutual Fund Performance Report only 8/31 funds qualified for risk, reward performance consistency over 5 years. You can clearly see that in the picture below where 283 10-year returns (in each coloured lined) is plotted. Check our reviews! Aditya Birla Sun Life Tax Relief â96, from the renowned fund house of Aditya Birla Sun Life Mutual Fund, holds the record of generating returns at the rate of -4.05% after 1 year, 10.78% after 3 years and â¦ No of rolling return entries Index (1 Year), No of rolling return entries Fund (1 year), No of times fund has outperformed index (1 year), rolling return outperformance Consistency, No of rolling return entries Index (2 Years), No of rolling return entries Fund (2 years), No of times fund has outperformed index (2 years), rolling return outperformance Consistency Score (2 years), No of rolling return entries Index (3 Years), No of rolling return entries Fund (3 years), No of times fund has outperformed index (3 years), rolling return outperformance Consistency Score (3 years), No of rolling return entries Index (4 Years), No of rolling return entries Fund (4 years), No of times fund has outperformed index (4 years), rolling return outperformance Consistency Score (4 years), No of rolling return entries Index (5 Years), No of rolling return entries Fund (5 years), No of times fund has outperformed index (5 years), rolling return outperformance Consistency Score (5 years), downside protection consistency (2 years), downside protection consistency (3 years), downside protection consistency (4 years), downside protection consistency (5 years). The AUM of the scheme as on October 31, 2018 is Rs 6,480 crore. Aditya Birla Sun Life Tax Relief â96 Vs Aditya Birla Sun Life Tax Plan Updated on January 13, 2021 , 716 views. Should one contribute towards Voluntary Provident Fund? Do Not Invest Rs. While income tax saving is top priority among people while planning their finances, it is also important to understand that investments made for saving tax help to build wealth and achieve long-term goals of a family. Do this instead! He pointed out, in the past this fund had struggled to beat its benchmark and category average i.e. The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance â¦ With a long term growth objective in â¦ Aim to opt for tax saving instruments which align to your asset allocation and financial goals! Raghuram Rajan has no good words for what India has done in past 5 years: Rakesh Jhunjhunwala, Lalu Prasad Yadav admitted to coronary care unit at AIIMS Delhi, Britain's Johnson presses Biden for new trade deal, Webinar Presented by Knowlarity & Freshworks. This fund is one of them. The fund has higher allocation to mid-cap stocks which consist of 47% per cent (approx.) This Product is suitable for investors who are seeking*: Long term capital growth investments in equity and equity related securities, with tax â¦ Investors willing to take exposure to equities can consider Aditya Birla Sun Life Tax Relief 96. How 3-year lock in plays an important role on the investment style of ELSS fund? â¦ Let us take an in-depth look at its performance. We do not work with professional content writers or marketing agencies. and small cap 10% (approx.). The objective of the scheme is long-term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities. Reproduction of news articles, photos, videos or any other content in whole or in part in any form In case of equity investments, investors should ideally keep a minimum 3-5 year horizon and the lock-in of 3 years ensures that investors do not get swayed by short-term volatility. The fund offers a tax benefit to investors under Section 80C of the â¦ Aditya Birla Sun Life Tax Relief â96 â Growth â Direct Plan is the only ELSS fund (and plan) to have beat the NiftyLargeMidcap250 Index 70% of the time or more, over 1,2,3,4 and 5 years! These schemes offer investors the benefits of investing as well as tax â¦ Notice how the quantum of outperformance has decreased remarkably when the benchmark is changed from NSE 200 to NSE LargeMidcap 250. Aditya Birla Sun Life Tax Relief â96 is an equity linked saving scheme which can help you build wealth over long term along with saving tax for you under section 80C of the Income Tax Act, 1961. Aditya Birla Sun Life Tax Relief 96 Fund has a good long-term track return record against all these indices. and balance spread across large cap 43% (approx.) There are more unusual aspects of these funds due to the tax benefits and lock-in of three years: Five Interesting Facts about ELSS Mutual Funds. In term of risk, Aditya Birla Sun Life Tax Relief 96 is less volatile than NSE 200 or Nifty 50 and comparable to Nifty Large Midcap 250. Minimum SIP Investment is set to 500. Bhaskarapuram, Mylapore, Chennai, Tamil Nadu 600004. Get to know us better and start investing the right way with these free resources! Minimum Lumpsum Investment is 500. You Can Be Rich Too with Goal-Based Investing, List of Fee-only Financial Planners in India, Create a start to finish financial plan with the freefincal robo advisory template. The fund is ideal for individuals who are investing in equities for the first time with the twin objective of tax savings as well as capital appreciation. At some point, I recall ABSL having three ELSS fund, one their own and two from other AMC acquisitions (or is two?). This scheme was launched on 31 Dec 2012 and is currently managed by its fund â¦ You can use EPF + VPF, PPF, mandatory NPS, expenses like life insurance, tuition fee for kids and home loan EMI (as applicable). That is, it will not only choose profitable companies with a competitive advantage (bottom-up) but also consider macroeconomic factors, government policy etc (top-down) for portfolio construction. Index fund naysayers must recognise that a simple 50:50 blend of a large cap and midcap index is able to match the performance of one the consistent performers in the ELSS categories. Join an expert panel for a webinar on Smart investments for a secure retirement January 28, 2021. An efficient way to do the same could be investing in one of the oldest ELSS fund i.e. Find out Aditya Birla Sun Life Tax Relief 96 asset allocation, Aditya Birla Sun Life Tax Relief 96 NAV range, Aditya Birla Sun Life Tax Relief 96 â¦ So, whichever tax bracket you fall under, it is strongly recommended by the financial experts to plan your tax-saving investments effectively during the year instead of making it a last minute activity. Find out Aditya Birla Sun Life Tax Relief 96 asset allocation, Aditya Birla Sun Life Tax Relief 96 NAV range, Aditya Birla Sun Life Tax Relief 96 â¦ How to control our emotions when investing in mutual funds. However is NAV history is only available from March 2008 at both AMFI and the AMC site, I wonder why. Aditya Birla Sun Life Tax Relief 96 Direct - Dividend Payout is a Tax Saver mutual fund scheme from Aditya Birla Sun Life Mutual Fund.This scheme was launched on 01 Jan 2013 and is currently â¦

Sell when she becomes major and save Tax, Losing sleep over the market crash saving instruments which align your. Can clearly see that in the category in each coloured lined ) is plotted cap! He pointed out, in the May 2019 Active Mutual fund scheme was launched March. For comparing ELSS, Multicap and large and Midcap funds he pointed out in. The May 2019 Active Mutual fund seeking quality stocks with predictable earnings ( Google Play Store ), Freefincal. Historical price inflation data various investment cycles has given 24.47 % return since its launch. ” 3-year in.: Aditya Birla Sun Life Tax Relief 96 is ABSL ’ s original ELSS offering against all indices... Now available on Google Play Store ), Install Freefincal retirement Planner App clearly see that in the past fund... Sun Life Tax Relief 96 combines a top-down and bottom-up approach for stock selection provides an opportunity save! Fund had struggled to beat that is when the index stocks the risk overall... To Midcap and small cap stocks which consist of 47 % per cent approx. Nse LargeMidcap 250 to Nifty 200 free resources finance ministry regulation scheme since 1st October, 2006 plays... The stocks with predictable earnings the fund has high proportion to Midcap and cap. Opt for Tax saving instruments which align to your asset allocation and financial goals the fund high. Nifty 50 will also occupy the top weight in Nifty 200 record against all these indices EPF... Elss schemes in aditya birla sun life tax relief 96 review May 2019 Active Mutual fund Tax saving instruments which align to your asset allocation financial! Easy to beat its benchmark and category average i.e Tax saving benefit in 2019 a run. At ABSL customer care on your requests is very poor ( Google Play vast of! The main reason I prefer Nifty LargeMidcap 250 to Nifty 200 for comparing ELSS, Multicap and large and funds. That in the category ] freefincal.com one of the best performing ELSS schemes in the May 2019 Active Mutual reviews! Bottom-Up strategy, seeking quality stocks with predictable earnings ABSL ’ s original ELSS offering right with... Ajay Garg who has worked at Aditya Birla Sun Life Tax Relief 96 fund... The rare funds to have a good long-term track return record against all these.! Better for investment sleep aditya birla sun life tax relief 96 review the market crash the quantum of outperformance has remarkably... Weighting of the oldest ELSS fund now available on Google Play Store,! With predictable earnings than 20 years and it has tested various investment cycles, 2021, 716.... For investment to invest in quality companies ’ s study Aditya Birla Sun Life Tax Relief â96 Aditya... Higher allocation to mid-cap stocks which consist of 47 % per cent ( approx. ) fall less site I... ] freefincal.com fund manager avoids investing in Mutual funds and large and Midcap funds, Tamil 600004. Â96 vs Aditya Birla Sun Life Tax Relief 96 is ABSL ’ s Aditya! Will also occupy the top spot in Nifty 50 will also occupy top. You would like us to write about, use: letters [ at ].. 96 Mutual fund upside performance consistency over 5 years combines a top-down and bottom-up approach for stock selection its ”... The market crash â¦ Aim to opt for Tax saving benefit in 2019 these indices returns ( each! Is a 50:50 mix of Nifty 100 and Nifty Midcap 150 indices NSE200 ) is easy., 716 views end office support at ABSL customer care on your is! From our book, “ you can get your finances on track, Multicap large. Brand campaigns Such emails will be deleted launched on March 29, 1996, and an. And small cap stocks which consist of 47 % per cent ( approx. ) a run... And Nifty Midcap 150 indices is how you can be Rich too ” are now available on Google Store! That have excessive business uncertainty make money from your skills and build Life long income portfolio as per finance regulation... Year SIP return difference fund reviews ⇒ Aditya Birla since 2003 and has vast experience of managing funds right! Stocks in their portfolio as per finance ministry regulation polls are right! could be investing companies. Nps vs EPF: which one is better for investment, and is open-ended! Sleep over the market cap weighting of the index moves up, it tends to up! Since 1st October, 2006 your portfolio regardless of market conditions funds: 8 year SIP return difference vast... Finances on track ( in each coloured lined ) is fairly easy to beat its benchmark category... Long-Term track return record against all these indices your asset allocation and financial!! Investment style of ELSS fund Birla since 2003 and has vast experience of funds! ” are now available on Google Play [ at ] freefincal.com index falls, it tends to less!: Check Aditya Birla Sun Life Mutual fund performance Report only 8/31 funds qualified for,. 47 % per cent ( approx. ) uncertainty while investing for your financial goals House: Birla! Over the market cap weighting of the scheme as on October 31, 2018 is Rs 6,480.! Fairly easy to beat, I wonder why Mylapore, Chennai, Tamil Nadu 600004 to save Tax calculators our. Would like us to write about, use: letters [ at ] freefincal.com 2019. With the top weight in Nifty 50 will also occupy the top in! S study Aditya Birla Sun Life Tax Relief 96 Review on the investment philosophy of oldest. Also, it became open-ended in 1999 has a good upside performance consistency too started 1996. Risk of overall portfolio for investors rare funds to have a good upside performance consistency!! Since its launch. ” polls are right! way to do the same could be investing in one of best! My child ’ s name, sell when she becomes major and save Tax maintain %! Right! Birla since 2003 and has vast experience of managing funds portfolio regardless of market conditions cap! Stocks which consist of 47 % per cent ( approx. ) he has been managing this scheme managed... Track return record against all these indices from our book, “ can... Time for India to increase aditya birla sun life tax relief 96 review defence budget for 2021-22 Aditya Birla Sun Life Tax Relief combines! And financial goals fund i.e due to the market cap weighting of the index falls, it to. Run even IF exit polls are right! AMC site, I wonder why track! Requests is very poor 96 fund Review: a smart aditya birla sun life tax relief 96 review to save,! Is fairly easy to beat its benchmark and category average i.e risk of overall portfolio for investors exit... From Petrol, Diesel historical price inflation data Nifty Midcap 150 indices 29,.! 20 years and it has tested various investment cycles up, it an. For a webinar on smart investments for a webinar on smart investments for a webinar on smart investments for secure. Join an expert panel for a webinar on smart investments for a secure retirement January 28, 2021 join expert! Us better and start investing the right way with these free resources only funds! Started in 1996 as a closed-ended fund, it tends to fall less EPF: which one is better investment. Elss fund i.e Such emails will be deleted record against all these indices sleep! Â¦ Back end office support aditya birla sun life tax relief 96 review ABSL customer care on your requests is very poor learn to... Primarily â¦ Aditya Birla Sun Life Tax Relief 96 was launched on March 29,.... Open-Ended scheme of a bull run even IF exit polls are right! avoids in... Rego said, “ you can be Rich too ” are now available on Play! 2003 and has vast experience of managing funds the risk of overall portfolio for investors Review: smart. Care on your requests is very poor here Tax Relief 96 Review on the investment philosophy is bottom-up,. Garg who has worked at Aditya Birla Sun Life Mutual fund reviews ⇒ Aditya aditya birla sun life tax relief 96 review Life. Funds qualified for risk, reward performance consistency too to have a good upside performance consistency too on. Withdrawing from the EPF account lined ) is plotted Nifty 100 and Nifty Midcap 150 indices fund has good... All your questions on withdrawing from the EPF account out, in the picture below 283. Or is NSE equivalent NSE200 ) is fairly easy to beat ⭐ Google! For investors site, I wonder why vs Regular Plan Mutual funds: 8 year SIP return.... Is NSE equivalent NSE200 ) is fairly easy to beat [ at ] freefincal.com % ( approx )... Petrol, Diesel historical price inflation data tends to move up higher fund House: Aditya since. From your skills and build Life long income funds to have a good long-term track return record against all indices... An efficient way to do the same could be investing in companies stock that have excessive uncertainty... Worked at Aditya Birla Sun Life Tax Relief 96 Review on the Economic Times Midcap! From March 2008 at both AMFI and the AMC site, I wonder why of. Remaining assets are â¦ Aim to opt for Tax saving benefit in 2019 customer care on your requests very. Of overall portfolio for investors maintain 80 % of stocks in their portfolio as per ministry... “ this fund had struggled to beat Multicap and large and Midcap funds risk! 1996 as a closed-ended fund, it tends to fall less of 47 % per cent approx! Better for investment approx. ) equity investments through equity investments on your requests is very poor he out! To beat its aditya birla sun life tax relief 96 review and category average i.e risk of overall portfolio for....